As a Lib Dem inspired to join the party by Paddy Ashdown's 1989 book Citizens' Britain, which proposed both UBI and a Citizens' Shareholding Trust among other things, I'm loving this but not sure if you'll love me loving it! I'd also be interested to know what you make of Regional Mutual Banks and of the idea of Community Municipal Bonds put forward by the Bauman Institute at Leeds Uni (and trialled by Abundance Investments)?